In the world of digital payments, UPI apps like Google Pay, PhonePe, Paytm, and CRED have long ruled the market.
While Google Pay and PhonePe once lured users with exciting scratch cards and cashback, the spotlight is now shifting.
The BHIM UPI app, developed by NPCI (National Payments Corporation of India), is stepping up and attracting users with generous cashback rewards.
Why BHIM is Gaining Popularity Again
The BHIM app, which stands for Bharat Interface for Money, was one of the earliest government-backed UPI apps.
Though it had taken a backseat in the cashback race for a while, BHIM is now offering huge cashback deals to bring more users on board and encourage frequent UPI use.
The best part? These cashback rewards aren’t just random; they’re neatly categorized, and you can find them easily inside the app.
Cashback Offers on BHIM UPI
Once you install the BHIM app and register with your UPI-enabled bank account, head over to the “Rewards” or “Cashback Offers” section (usually visible on the homepage or via banners).
You’ll find exciting deals across several categories, from bill payments to mobile recharge, merchant UPI payments, and even referral bonuses. Here are some of the popular cashback offers.
- Referral Offer: ₹40 cashback
- Jio Recharge: Upto ₹30 cashback on minimum transaction of ₹299
- VI Recharge: Upto ₹30 cashback on minimum transaction of ₹199
- FASTag Recharge: ₹10 cashback
- Credit Card Bill Payment: Up to ₹50 cashback
- Swiggy Dineout: ₹75 flat discount
- MakeMyTrip: Up to ₹100 discount
- Zomato: Repeat user flat ₹30
- UPI International: 50% cashback upto ₹500
There are many more cashback offers on the BHIP app, which you can find in the offers section.
How to Get These Cashback Offers
1. Install the BHIM UPI app from the Play Store or App Store.
2. Link your bank account and set your UPI PIN.
3. Go to the Offers/Rewards section to explore available deals.
4. Make transactions in eligible categories (bill payment, mobile recharge, scan & pay, etc.).
5. Cashback is often credited directly to your bank account or wallet within a few days.
While private UPI apps have long dominated the space with flashy UI and regular offers, BHIM UPI is making a solid comeback with meaningful cashback rewards, especially for essential services like bills and merchant payments.
If you’re looking to make your everyday payments more rewarding, now’s a great time to give BHIM a try. So go ahead, install BHIM, try a few transactions, and enjoy the cashback rolling in!

